Terms of service

By accessing or using the site, you confirm that you have read, understood and agree to be bound by these terms and by the privacy policy. If you do not agree, please do not use the site.

The models, figures and writing on this site are illustrative. They are not financial, accounting, tax, legal or investment advice, and should not be relied on as such for any decision.

You agree to use the site lawfully and not to interfere with its operation. Where you hold credentials for any part of it, you are solely responsible for keeping them confidential and for all activity under them, and agree to report any unauthorised use or other breach of security promptly.

To the fullest extent permitted by applicable law, Gabriel Rosinol shall not be liable for any indirect, incidental, special, consequential or punitive damages arising from your use of the site, including loss of profits, data or other intangible losses, even if advised of the possibility of such damages.

These terms may be modified at any time. Changes take effect as soon as the revised terms are posted on this page, and continued use of the site after that constitutes acceptance of them.

Questions or concerns about these terms are welcome via the contact page.